2026 Edition

EVIDENT AI INDEX | BANKS

The global standard benchmark of AI maturity in banking

GlobalMEALATAM

EVIDENT AI INDEX FOR BANKS

October 2026

Now in its fifth edition, the Evident AI Index for Banks is the global standard for measuring AI maturity across 50 of the world's largest banks.

This year, AI deployment across the sector moved nearly three times faster than in previous years, the fastest pace since the Index launched. Yet leadership has stayed remarkably stable: JPMorganChase, Capital One, and RBC remain the undisputed top three, and every bank in the top 10 has placed there before. But behind the top leaders, the race is tightening.

As the focus for banks moves from building AI capability to scaling it, the bar for AI leadership is rising. The next phase will be won by banks that can prove what AI delivers and govern it at scale.

JPMorganChase
1
2
2
1
1
Capital One
2
1
1
40
18
Royal Bank of Canada
3
8
5
2
3
CommBank
4
3
11
5
2
Wells Fargo
5
6
6
29
7
UBS
6
4
17
9
4
Bank of America
7
7
8
17
13
Citigroup
8
5
3
42
19
Morgan Stanley
9
16
4
13
8
TD Bank
10
9
9
11
5
HSBC
11
14
10
23
11
Goldman Sachs
12
19
7
21
20
BBVA
13
12
16
4
21
BNY
14
17
12
15
9
Lloyds Banking Group
15
10
27
6
6
BNP Paribas
16
11
13
18
26
NatWest
17
20
21
14
10
Santander
18
18
22
3
28
Barclays
19
15
19
32
29
Bank of Montreal
20
26
15
31
14
CIBC
21
22
28
8
17
ING
22
13
32
24
33
Standard Chartered
23
30
18
20
23
Deutsche Bank
24
21
23
34
30
DBS
25
27
37
16
15
Rabobank
26
29
26
27
36
Intesa Sanpaolo
27
44
14
25
27
Société Générale
28
25
35
28
41
Crédit Agricole
29
41
25
26
31
Scotiabank
30
23
42
43
12
Danske Bank
31
28
50
19
24
Groupe BPCE
32
40
29
35
22
US Bank
33
31
24
45
35
Truist Bank
34
42
20
39
39
Charles Schwab
35
33
30
38
45
Westpac
36
38
39
12
38
PNC Financial
37
39
31
37
34
ABN AMRO
38
24
47
22
49
NAB
39
36
48
7
42
CaixaBank
40
46
46
10
16
Raiffeisen Bank Intl
41
32
43
33
46
State Street
42
45
33
30
44
Nordea
43
35
40
46
37
Commerzbank
44
43
49
36
25
ANZ
45
34
45
44
50
UniCredit
46
49
34
41
32
Citizens Financial
47
37
41
48
47
KBC
48
48
44
47
40
First Citizens
49
47
38
50
48
Crédit Mutuel
50
50
36
49
43

"This recognition [on the Evident AI Index] for the fifth consecutive year reflects our long-term commitment to responsible innovation and our talented people who drive AI adoption across JPMorganChase."

- Lori Beer, Global Chief Information Officer, JPMorganChase

"Being recognised as the leading bank in Asia Pacific and fourth globally on the Evident AI Index reflects the progress our teams are making and the real benefits AI is already helping deliver for our customers."

- Rodrigo Castillo, Group Chief Technology Officer, CommBank

"I’m delighted to see UBS climbing another position in the 2026 Evident AI Index and being recognized as the top-ranked European bank. We are particularly proud to be recognized as the global leader in responsible AI leadership and talent development."

- Daniele Magazzeni, Group Chief Artificial Intelligence Officer, UBS

JOIN US LIVE

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13 OCT 2025
EVENT
2026 Evident AI Index for Banks Results

Join the creators of the Evident AI Index to take a closer look at the 2026 results, and explore how the industry's global frontrunners are adopting, scaling and embedding AI into their operations.

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READ THE KEY FINDINGS REPORT

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Key Findings Report

2026 EDITION

06 OCT 2026
KEY FINDINGS
2026 Evident AI Index Report | Banks

Go beyond the rankings with the 2026 Key Findings Report, featuring performance profiles of the top banks. Explore what's driving the sector's rapid acceleration, where banks are proving measurable value from AI, and how leaders are pulling ahead. 

HOW FINANCIAL SERVICES FIRMS WORK WITH US

AI BENCHMARKING
Assess your organization’s AI capabilities and maturity with our private and public benchmarking services.

INTELLIGENCE
Track AI adoption, investment and innovation across financial services with proprietary databases and year-round, cutting-edge research reports.

COMMUNITY
Connect with the visionaries and thought leaders driving AI transformation at exclusive events.

NEWS
Stay ahead of the curve with the latest, curated insights on the technologies, policies and innovations.

METHODOLOGY

The Evident AI Index is an "outside-in" assessment based on public data. It combines extensive manual research and automated data capture from company reporting and a range of third-party data sources. It is built with input from leading subject matter experts in financial services, technology, and benchmarking. 

The Evident AI Index for Banks ranks 50 of the world’s largest banks across North America, Europe and selected Asia-Pacific markets. Each entity is assessed on 70+ individual indicators across four pillars of analysis:

PILLAR

WEIGHTING

Talent

Capability & development

45%

Sub pillars & indicator groups

Capability

AI Development / Implementation Talent / Model Risk Talent

Development

Training & Career Development / Hiring Initiatives

Innovation

Research, patents, ventures, ecosystem

30%

Sub pillars & indicator groups

Ventures

Ventures

Research & Patents

Research / Patents

Open Source

Ecosystem

Leadership

in public communications and strategy

15%

Sub pillars & indicator groups

AI Narrative

Outcomes / Content

Executive positioning

CEO / Group Leadership

Transparency

of responsible AI activities

10%

Sub pillars & indicator groups

RAI Leadership

RAI Content

RAI Innovation

Process / Outputs

RAI Talent

RAI Talent

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ASSET MANAGEMENT

COMING SOON

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